The structure of community banking in the United States is changing in dramatic ways and an accelerating pace.  Based upon recent trends, we can now forecast with more clarity where the industry is heading over the next 10 years.

In this brief 3rd quarter update, we will explore the opportunities and challenges created by this rapid consolidation as well as the impact it is having on the value of the typical community bank.  Now,  more than ever, it is imperative to have your board and executive team up to date with the latest information and analysis.



If you would like more information please contact Amy Seiford at 800-279-2241 or